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Car Insurance

Posted: Sat 24 Nov 2018 6:50 am
by Mimi2
Hi all. Is it worth shopping around for quotes. For basic 3rd party insurance. Or are they all much the same?

Re: Car Insurance

Posted: Sat 24 Nov 2018 8:04 am
by ozankoys
They are all the same

Re: Car Insurance

Posted: Sat 24 Nov 2018 10:26 am
by Ferguson
ozankoys wrote:They are all the same
Agreed.

Re: Car Insurance

Posted: Sat 24 Nov 2018 10:42 am
by Hector
No, they are not. We have had much cheaper quotes and offers of price matching and to beat quotes. Also, compare what service you get i.e. does it cover you for breakdown/recovery north and south? Also applies to house insurance. Ask around, does the insurance company have a good record, payout fully, fairly and promptly? Just because the agent (on 20% commission) is English doesn't automatically mean the best value quote so it is worth shopping around.

Re: Car Insurance

Posted: Sat 24 Nov 2018 1:47 pm
by Keithcaley
Hector wrote:No, they are not. We have had much cheaper quotes and offers of price matching and to beat quotes. Also, compare what service you get i.e. does it cover you for breakdown/recovery north and south? Also applies to house insurance. Ask around, does the insurance company have a good record, payout fully, fairly and promptly? Just because the agent (on 20% commission) is English doesn't automatically mean the best value quote so it is worth shopping around.
Hector, the question was about basic 3rd party insurance - I think that everything that you wrote applies to Comprehensive policies

Re: Car Insurance

Posted: Sun 25 Nov 2018 6:28 am
by Mimi2
Thanks for the replies. I only need basic 3rd party insurance. Car is 28 years old. Will stick with Commecial never had an problems

Re: Car Insurance

Posted: Sun 25 Nov 2018 1:14 pm
by johnny1
and how much is the average for the cheapest insurance?